Get premiums paid, without chasing your clients away.
Harvest follows up on every overdue premium and policy invoice for you, from your own email, in a tone calibrated to each relationship, so nothing slips and no one feels harassed.
No credit card. Live the same day. Works with QuickBooks, Xero, or a CSV upload.
Canadian-built, for Canadian businesses 🇨🇦
Built for how Canadian businesses actually get paid on net-30s that stretch to 75.
Collections, without the awkward.
In a relationship business, how you ask for money matters as much as asking at all. Harvest does both right.
Relationships you can't afford to annoy
A blunt reminder to a long-standing client is a risk. But someone still has to follow up, and doing it by hand means it's inconsistent or it doesn't happen.
Premiums and renewals that quietly slip
High volume, recurring billing, and a hundred small invoices mean the ones that go unpaid are the easiest to lose track of.
No single picture of what's owed
Spread across systems and inboxes, there's no one place that shows every overdue invoice, its stage, and what happens next.
Firm on the invoice. Gentle on the client.
Everything your brokerage needs to stay on top of AR, nothing your clients feel.
Outreach calibrated to the relationship
Every message is shaped by payment history, relationship length, and invoice size. A client who always pays a week late gets a very different note than a new account gone silent, not a generic dunning blast.
A live picture of your whole book
Every invoice, every stage, who owes what and what's next, on one board. No more guessing which premiums are outstanding.
Replies handled for you
Promise to pay, dispute, question, already paid, Harvest tags each reply, drafts a response, and only surfaces the ones that need you.
From your own domain
Every follow-up sends from your brokerage's email, in your voice. To the client it's you staying on top of it, not a third-party bot.
Premiums paid in installments? Handled.
When a client pays a premium in parts, Harvest sees what's come in, knows which installment is next, and follows up on that one automatically, with a message that references the right installment, not a generic reminder.
No spreadsheet tracking who's on payment two of three, and no installment quietly slipping. We built this with a national brokerage running exactly this flow.
Premium schedule
Working with Harvest has helped us create more consistent follow ups and improve the collection of outstanding invoices. They've introduced an efficient process that streamlines how we monitor, manage and execute our follow ups.
Summit Cover — National Insurance Brokerage
Every premium followed up. Every relationship intact.
Connect your accounting in minutes and Harvest starts following up today. No card required.
Start now for free